Ray Perman
Ray Perman has written at least 2 books. Their most popular book is Hubris: How HBOS Wrecked the Best Bank in Britain with 0 saves with an average rating of -⭐.
They are best known for writing in the genres one, asdfsa, and Asdfsa.
mone, asdfsa, and Asdfsa are their most common moods.
 Hubris Hubris: How HBOS Wrecked the Best Bank in Britain
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 The Rise and Fall of the City of Money: A Financial History of Edinburgh
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