This Is the Year I Put My Financial Life in Order

I love this book, and I am appreciative that the author was so transparent of his financial mistakes - some of which was massive. From this, we can learn a lot!

Yes, some complain that he is privileged and lucky to have come out on the other side in good shape anyway, but the author made it clear that he does have privilege that many do not have. Still, it's not the kind of over-the-top privilege aka “my dad is a bazillionaire and gave me an apartment building as a birthday gift” kind of privilege.

I think in the end, the book teaches us that managing finances - it is full of challenges. Sometimes you make mistakes. Pretty bad ones, at times. But in the end, it's your attitude to the challenge that determines how you will succeed in the end.

See, the author spent YEARS ignoring his spiralling financial mess. If he hadn't decided to settle that mess one year, he would've been in worst shape. So whatever situation you are in today - you have to act. You may not end up in the heights of victory or success, but at least you would be changing your life.