Ratings3
Average rating3.7
"Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" This book isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you"--Publisher's description.
Reviews with the most likes.
Read this on and off for the last couple of months. Finally finished it today. I definitely took some notes while reading, like the budget envelope and snow ball effect.
My only issue was that a lot of these people used as examples were either married or were well off from the get go. Not everyone's life is cut and dry. My mother raised my sister and I alone and couldn't deposit money into her 401k. She just know is starting one at 46 years old.
I have 4K worth of credit card debt that I'm trying to pay off by March 2021. Hoping the tips I learned from this book help.